Digital assets require special planning. Without preparation, cryptocurrencies can be lost permanently even when legal heirs exist.
Beneficiaries need more than legal ownership. They also need the information required to locate and access assets.
Many wallets have no organization capable of resetting lost credentials.
Unknown wallets and undocumented holdings may never be discovered.
How much you disclose is up to you. Both paths work — what matters is that your beneficiaries know which one you chose.
Seed phrases, private keys, or passwords are stored end-to-end encrypted in your vault. Once an inheritance case is confirmed, the authorized person gets access to the plaintext.
Instead of uploading secrets, simply document where they can be found — a safe, a bank deposit box, or a physical note.
The right access path for your beneficiaries depends heavily on where your assets actually live.
The physical device must be findable, plus the PIN or passphrase. Without the device itself, digital notes alone will not help.
What matters is the seed phrase and access to the device or backup the wallet app is installed on. A cloud backup of the app alone usually is not enough without the seed phrase.
This comes down to standard account access: email, password, and two-factor method. Beneficiaries should also know that access usually requires identity verification with the exchange.
Note down which type applies in each case — it saves your beneficiaries valuable time when it matters most.
Hardware wallets, software wallets and cold storage solutions.
Accounts held with centralized trading platforms.
Staking, lending, liquidity pools and related holdings.
NFTs and other blockchain-based assets.
Family members never discover the assets.
Wallets and exchange accounts cannot be accessed.
Critical information cannot be found when needed.
Good crypto inheritance planning is not about less security. It is about better preparation.
Plan Your Crypto Legacy